Paypal activate billing agreement

Log in to Ask a Question. PayPal Employee. Hello Forbidden! You can re-accept your billing agreement from within your PayPal account. Click 'Manage monthly billing' in the right side of the page.

Have a great day! Login to Me Too. Haven't Found your Answer? It happens. Hit the "Login to Ask the community" button to create a question for the PayPal community. All rights reserved. Privacy Legal Policy updates. This includes, for example:. If the seller you are buying from sells goods or services and that seller does not already have a PayPal account, they can claim your payment by opening a PayPal account.

In order to manage risk, PayPal may limit the payment methods available for a transaction when you buy something or make a donation. In addition, payment methods may be limited for certain sellers or recipients, including PayPal payments made through certain third-party websites or applications.

When you authorize a payment to a seller who accepts PayPal, some sellers may take up to 30 days to complete the transaction. In these instances, your payment may appear as a pending order in your PayPal account. In that case, your authorization of the payment will remain valid until the seller completes the transaction but no longer than 30 days.

If you used a debit or credit card as the payment method, your debit or credit card issuer also may show a pending authorization for a period of time until they release the hold or receive a completed transaction. Your debit or credit card issuer may also charge you a separate fee for non-U. In addition you may be required to pay a fee to PayPal if you are making a purchase using PayPal Business Payments and the seller discloses to you that you, as the buyer, must pay the fee.

When PayPal identifies a potentially high-risk transaction, we review the transaction more closely before allowing it to proceed. When this happens, PayPal will place a hold on the transaction and notify the seller to delay shipping of the item. As a buyer, this may delay your receipt of the item you purchased. If we clear the transaction, we will notify the seller and direct them to ship the item.

You can agree with a seller who accepts PayPal to use PayPal as the payment method for future purchases with that seller. This agreement is between you and the seller and allows you to pay the seller on a one-time, recurring or sporadic basis.

If you have a personal PayPal account, you may cancel a recurring automatic payment up to 3 Business Days before the date of the next scheduled payment from your account settings or by contacting us through the PayPal Help Center , or by calling PayPal at Once your automatic payment is canceled, all future automatic payments under your agreement with that seller will be stopped.

If you cancel an automatic payment, you may still owe the seller money for the purchase or have additional obligations to the seller for any goods or services that you receive but have not paid for. If you have given advance authorization, either to a seller or to PayPal, that permits a seller to take or receive payments from your PayPal account on a regularly recurring basis for example, every month or otherwise on a routine billing cycle , and if such payments will vary in amount, you have the right to advance notice of the amount and date of the transfer from the seller at least 10 days before the transfer is made.

If the seller provides the option, you may choose to receive this advance notice only when the amount of your automatic payment will fall outside a range established between you and the seller. When you buy something from a seller online using PayPal and the transaction is ultimately refunded, the money will typically be refunded to the original payment method you used for the transaction if you used a debit card, credit card, PayPal Credit, or a balance in your Balance Account or business PayPal account.

If you used a bank account linked to a personal PayPal account as the payment method for the transaction, we will attempt to refund the money to your bank account. If we are unable to do so, we will refund the money to your linked Balance Account if you have one.

If you do not have a Balance Account, the money will be waiting for you to claim by using one of the available transfer methods under Receiving Funds, Holding a Balance or Transferring Funds for personal PayPal accounts. If you used a bank account linked to a business PayPal account as the payment method for the transaction, we will attempt to refund the money to your bank account. If we are unable to do so, we will refund the money to your balance in your business PayPal account.

If you used Pay with Rewards to fund your transaction, your refund will be processed back as a dollar amount: depending on your card agreement with your issuer, your issuer may or may not credit your purchase back to your reward balance. Money will be refunded in the currency you paid; or if we are unable to refund in the currency you paid, in your primary holding currency; or we are unable to refund in your primary holding currency, then in U.

You can choose any of the payment methods in your PayPal account as your preferred payment method. You can select a preferred payment method in your account preferences on www. There may be times when your preferred payment method cannot be used, for example, if you select a credit card that is expired. You can set separate preferred payment methods for online transactions, in-store transactions, and each of your automatic payment agreements, as described below.

If you have chosen a preferred payment method, it will be shown as the primary method of payment. The availability of certain payment methods may be limited based on that particular seller or the third-party website you are using to complete the transaction. If you have not selected a preferred payment method, or your preferred payment method is unavailable, we will show you available payment methods, including the payment method you used most often or most recently, at the time of transaction.

Certain one-time online transactions may require that a backup funding method be used in the event that your selected or preferred payment method is unavailable. In those instances, the backup funding method may be displayed to you on your transaction review page, before you complete the transaction. Note that this only applies for one-time, online transactions, and not for in-store or automatic payments.

If PayPal determines currency conversion is necessary for a transaction that also requires a backup payment method, you may not be able to separately choose whether PayPal or your card issuer performs the currency conversion on your backup payment method. When you send money to friends and family within the U.

If you select a payment method with a fee, we will always show you the fee before you send money. Some sellers allow you to store PayPal as the way you pay when making purchases on their site, so you can check out faster.

Often, this entails creating an agreement with the seller that permits them to request that we charge your PayPal account each time you make a purchase. To help minimize disruptions in your automatic payments, we may update your Payment Method information; see Link or Unlink a Payment Method.

When you first set up an automatic payment agreement, you may have the option to set up a preferred payment method for such agreement. You can review, set, or change a preferred payment method for an automatic payment agreement in your account settings on paypal. Your preferred payment method for an automatic payment agreement will be used for transactions with that seller. If you have available balance in a linked Balance Account, that balance may be used before your preferred payment method.

If you have not set a preferred payment method for an automatic payment agreement, or if your preferred payment method for an automatic payment agreement is unavailable for example, because it is expired or has insufficient funds the payment method used will be in the following order, if applicable: 1.

Bank account; 3. PayPal co-branded debit card; 4. PayPal co-branded credit card; 5. Debit card; 6. Credit card; and 7. This is also the order of payment methods that will be used if a previously selected payment method to be used in a seller agreement is unavailable. When you use your bank account as a payment method, you are allowing PayPal to initiate a transfer from your bank account to the recipient.

For these transactions, PayPal will make electronic transfers from your bank account in the amount you specify. You authorize PayPal to try this transfer again if the initial transfer is rejected by your bank for any reason. If you use your PayPal account to pay for an item and you select your bank account as the funding method for the transaction, remember that your PayPal account is issued to you by PayPal and not your bank.

The terms, benefits, and protections associated with your PayPal account may vary from those that apply to your bank account.

If you use your PayPal account to make a purchase that exceeds the balance in your linked bank account, you could incur overdraft fees, even if you chose not to allow overdrafts with your bank. Similarly, the liability limits applicable to your PayPal account may differ from those applicable to your bank account. E-check is a payment method where you use your bank account as your payment method, and the payment is not received by the recipient until the transaction is processed from the bank.

This process usually takes Business Days , but this amount of time will increase if the payment is sent from a bank account located outside the United States. The exchange of this information is necessary to complete the purchase when you select the Pay with Rewards redemption option. All Pay with Rewards redemptions are subject to the terms of your card agreement with your card issuer.

Pay with Rewards is only available for eligible purchases with certain merchants, and PayPal or your issuer may limit, suspend, or terminate your ability to redeem rewards at any time in accordance with this user agreement and your card agreement. Your issuer determines the value of rewards redeemed through PayPal and available redemption methods e.

There may be a delay between checkout and processing of your payment. Only rewards available upon processing of your payment will be used. For more information on redeeming rewards and how it works, please see About Payment Methods. If we process your debit or prepaid card through an ATM debit network, we may provide you with the opportunity to switch to a Visa, MasterCard or Discover network by changing your preferences for that debit or prepaid card through your PayPal account profile.

If you use the PayPal application on your mobile phone, you may store loyalty card numbers or bar codes, where applicable, for certain sellers in your PayPal account. It is your responsibility to make sure you have entered your loyalty card information correctly and that you update it as necessary.

It is also your responsibility to ensure that you are receiving the rewards to which you are entitled. PayPal is not responsible for managing your loyalty card account by offering this service and any questions about your loyalty card or associated rewards program should be directed to the seller who offers the card.

PayPal determines, in its sole discretion, whether your claim is eligible for the PayPal's Purchase Protection program. If you use your PayPal account to receive payments for the sale of goods or services or to receive donations, you must:. You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method.

You may charge a handling fee in connection with the sale of goods or services as long as the handling fee does not operate as a surcharge and is not higher than the handling fee you charge for non-PayPal transactions. This includes at least equal or better: logo placement, position within any point of sale, and treatment in terms of payment flow, terms, conditions, restrictions, and fees, in each case as compared to other marks and payment methods at your points of sale.

Further, you must not present any payment method or mark upstream or at an earlier point in the checkout experience from the presentment of any of PayPal or Venmo services or marks. In representations to your customers or in public communications, you must not mischaracterize any PayPal or Venmo services or exhibit a preference for other payment methods over PayPal or Venmo services.

Within all of your points of sale, you agree not to try to dissuade or inhibit your customers from using PayPal or Venmo services or encourage the customer to use an alternate payment method. If you enable your customers to pay you with PayPal or Venmo, whenever you display or exhibit the payment methods that you accept either within any point of sale or in your marketing materials, advertising, and other customer communications you agree to display the PayPal or Venmo services payment marks at least as prominently, and in at least as positive a manner, as you do for all other payment methods.

It is your responsibility to determine what, if any, taxes apply to the payments you make or receive, and it is solely your responsibility to assess, collect, report and remit the correct taxes to the appropriate authority. PayPal is not responsible for determining whether any taxes apply to your transaction, or for calculating, collecting, reporting or remitting taxes arising from any transaction. You acknowledge that we may make certain reports to tax authorities regarding transactions that we process.

PayPal is also required to report payments for goods and services to applicable state and local governments. If you receive other types of income for example, proceeds from the sale of cryptocurrency , these are reportable payments by the aforementioned tax authorities, and PayPal will send you any necessary forms s or s. These forms will also be transmitted to the relevant tax authority. If you do not provide PayPal the requested information and documentation, you understand and agree that you may be subject to account limitations and federal and state withholding tax at the applicable rates on all US source income payments received.

PayPal will send all withholding taxes to the appropriate taxing authorities and cannot refund those amounts. You must publish customer service information with clear instructions on how your customers can contact you. Such information must be readily accessible for review by your customers.

PayPal reviews certain potentially high-risk transactions. If PayPal determines, in its sole discretion, that a transaction is high-risk, we place a hold on the payment and provide notice to you to delay shipping of the item. PayPal will conduct a review and either complete or cancel the payment. If the payment is completed, PayPal will provide notice to you to ship the item. Otherwise, PayPal will cancel the payment and the funds will be returned to the buyer, unless we are legally required to take other action.

If you accept PayPal payments at your physical store, you must communicate the total amount of the transaction to the customer before it takes place. You must also provide customers with a physical receipt if they request one. You agree that any transaction that you make shall have an accurate and true description of the goods and services being purchased.

If you use a QR code to accept payments in your physical store, you must use a QR code intended for goods and services transactions. You must also not use QR codes intended for in-person transactions as a method of accepting payment for goods and services transactions occurring online.

For any buyer claims related to QR code transactions, you may be required to provide us with alternative evidence of delivery or such additional documentation or information relating to the transaction.

Any such protections may require you to take certain actions and may impact how claims are processed. You will receive an email from us confirming your enrollment. Your relationship with PayPal Giving Fund will be governed by the Nonprofit User Agreement , including receiving email communications from PayPal Giving Fund about its current and future partners about its programs. You can opt out of email communications at any time in your PayPal Giving Fund profile.

Provide a simple and easily accessible online cancelation procedure, if buyers sign up for preauthorized payments online. Provide buyers the ability to stop any such payment up to 3 Business Days before the date scheduled for payment. The fees you pay when selling goods or services or receiving donations, and the buyer pays using their PayPal account or using another authorized wallet , can be found on the Standard Transaction Fees table , with the fees applicable to charitable organizations founds on the Standard Transaction Fees for Charitable Organizations table for the charitable fees.

Please note that:. You may apply to receive Micropayments pricing for certain lower value transactions processed through your PayPal account for the sale of goods and services. Once you have access to any account statement s or other account activity information made available to you by PayPal with respect to your business account s , you will have sixty 60 days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal.

If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than Unauthorized Transactions and other electronic transfer Errors which are each subject to different notification timeframes as set forth in this user agreement.

If you receive a payment for selling goods or services that is later refunded or invalidated for any reason, you are responsible for the full amount of the payment sent to you plus any fees including any applicable chargeback fee or Dispute fee.

Whenever a transaction is refunded or otherwise reversed, PayPal will refund or reverse the transaction from your PayPal account. If a currency conversion is necessary for example if the balance in your Balance Account or your business PayPal account for a particular currency is insufficient to cover the amount of a refund or reversal, or if the buyer paid in a different currency , PayPal will perform a currency conversion in order to refund or reverse the transaction.

When you receive a payment, you are liable to PayPal for the full amount of the payment sent to you plus any fees if the payment is later invalidated or reversed for any reason. If the buyer paid in another currency, the full amount of that payment may be calculated in that currency, using the PayPal transaction exchange rate including our currency conversion spread that applies at the time the refund or reversal is processed.

A negative balance represents an amount that you owe to us, and, in this situation, you must immediately add funds to your balance to resolve it. The Dispute fee applies when the buyer pursues a claim directly with PayPal, a chargeback with their card issuer, or a reversal with their bank. The Dispute fee will be charged in the currency which you selected for the original transaction listing.

If the transaction was in a currency not listed in the Dispute fee table, then the fee charged will be in your primary holding currency.

The Dispute fee will be deducted from your PayPal account after the claim is decided. The Dispute fee amount will be determined when the dispute case is created. The fee is based on the ratio of all Item Not Received and Significantly Not as Described claims you receive compared to the total amount of your sales for the previous three calendar months. Your total claims do not include claims for Unauthorized Transactions.

For example, for the month of September, your dispute ratio will be calculated by considering your total claims to sales ratio over June, July, and August. The claims ratio for September will determine the dispute fee for all claims filed in October. If your dispute ratio is 1.

Otherwise, you will be charged the Standard Dispute fee for each dispute. You will not be charged a Standard Dispute fee for disputes that are:. You will not be charged a High Volume Dispute fee for disputes that are:. Sellers charged High Volume Dispute fees may be required to provide a remediation plan which includes an explanation of the cause of the increased dispute rate, the actions taken to reduce disputes, and the timelines for those actions.

Disputes listed above may be excluded from being charged a Standard Dispute fee or a High Volume Dispute fee , but the claim itself may still be included in the overall calculation of your dispute ratio. This fee with apply regardless of whether the buyer is successful in pursuing the chargeback with the card issuer. If you accept PayPal payments from buyers for goods or services you sell through eBay, then you need to read and understand the eBay Money Back Guarantee program.

If the balance in your Balance Account or business PayPal account is insufficient to cover the amount, we may:. PayPal may change the content provided through this program at any time for any reason, and PayPal may choose to discontinue the PayPal Advertising Program at any time.

If you receive customer inquiries relating to:. You are responsible for any damages suffered by PayPal or any third parties resulting from your failure to follow the rules of the PayPal Advertising Program, and if you violate these rules, PayPal may modify or remove the PayPal content you are presenting or require you to remove or modify it immediately.

If you fail to follow these rules, we may limit or close your PayPal account. In connection with your use of our websites, your PayPal account, the PayPal services, or in the course of your interactions with PayPal, other PayPal customers, or third parties, you must not:. The actions we may take include, but are not limited to, the following:. Under certain circumstances, in order to protect PayPal and the security and integrity of the network of buyers and sellers that use the PayPal services, PayPal may take account-level or transaction-level actions.

To request information in connection with an account limitation, hold or reserve, you should visit the Resolution Center or follow the instructions in our email notice with respect to the limitation, hold or reserve.

Account holds or limitations may impact your ability to move funds to or from your PayPal Savings account. We may use proprietary fraud and risk modeling when assessing the risk associated with your PayPal account. In addition, we may be restricted by regulation or a governmental authority from disclosing certain information to you about such decisions.

You agree that we have no obligation to disclose the details of our risk management or security procedures to you. A hold is an action that PayPal may take under certain circumstances either at the transaction level or the account level. When PayPal places a temporary hold on a payment, the money is not available to either the sender or the recipient. PayPal reviews many factors before placing a hold on a payment, including: account tenure, transaction activity, business type, past customer disputes, and overall customer satisfaction.

Some common situations where PayPal will hold payments include:. We may place a hold on payments sent to your PayPal account if, in our sole discretion, we believe that there may be a high level of risk associated with you, your PayPal account, or your transactions or that placing such a hold is necessary to comply with state or federal regulatory requirements.

We make decisions about whether to place a payment hold based on a number of factors, including information available to us from both internal sources and third parties. When we place a hold on a payment, the funds will appear in your PayPal account with an indication that they are unavailable or pending.

Risk-based holds generally remain in place for up to 21 days from the date the payment was received into your PayPal account. The hold may last longer than 21 days if the payment is challenged as a payment that should be invalidated and reversed based on a disputed transaction as discussed in the following paragraph below. This is done once you have granted us permission to have your funds held and will be in accordance with your agreement with the third party.

These holds will appear in your PayPal account. If you have questions about why the applicable marketplace or third party instructed PayPal to put these holds in place, you will need to contact the marketplace or third party directly. If a payment sent to you as a seller is challenged as a payment that should be invalidated and reversed, we may place a temporary hold on the funds in your PayPal account to cover the amount that could be reversed.

Any of the situations described under Refunds, Reversals and Chargebacks are situations that could result in us placing a hold on a payment. Limitations are implemented to help protect PayPal, buyers and sellers when we notice restricted activities , an increased financial risk, or activity that appears to us as unusual or suspicious.

Limitations also help us collect information necessary for keeping your PayPal account open. Unless a permanent limitation is placed on your account, you will need to resolve any issues with your account before a limitation can be removed. Normally, this is done after you provide us with the information we request. We may place a reserve on your business PayPal account at any time if we believe there may be a high level of risk associated with you, your business PayPal account, your business model, or your transactions.

When we place a reserve on your business PayPal account, it means that all or some portion of the money in your business PayPal account is reserved as unavailable for withdrawal in order to protect against the risk of transactions made by you being reversed or invalidated or any other risk related to your business PayPal account or use of the PayPal services.

We make decisions about whether to place a reserve based on a number of factors, including information available to us from both internal sources and from third parties. PayPal considers a list of non-exclusive factors and whether and how these factors have changed over time, including:. There are two categories of reserves that may be placed on your business PayPal account, and one or both may be applied at the same time:.

We will decide, in our sole discretion, which action is required of us. Unless the court order, applicable law, regulatory requirement or other legal process requires otherwise, we will notify you of these actions. We do not have an obligation to contest or appeal any court order or legal process involving you or your PayPal account. When we implement a hold, reserve or limitation as a result of a court order, applicable law, regulatory requirement or other legal process, the hold, reserve or limitation may remain in place longer than days.

To protect yourself from unauthorized activity in your PayPal account, you should regularly log into your PayPal account and review your PayPal account statement. PayPal will notify you of each transaction by sending an email to your primary email address on file.

You should review these transaction notifications to ensure that each transaction was authorized and accurately completed. PayPal will protect you from unauthorized activity in your PayPal account. When this protection applies, PayPal will cover you for the full amount of the unauthorized activity as long as you cooperate with us and follow the procedures described below.

For example, if someone steals your password, uses the password to access your PayPal account, and sends a payment from your PayPal account, an Unauthorized Transaction has occurred. Box , Omaha, NE Tell us AT ONCE if you believe that an electronic fund transfer has been made without your permission using your login information or by other means.

You could lose all the money in your PayPal account. Also, if your PayPal account statement shows transfers that you did not make, including those made with your PayPal login information or by other means, tell us at once. If you do not tell us within 60 days after we provided the statement to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason such as a long trip or a hospital stay kept you from telling us, we may extend the time periods.

Notify us as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared.

If you tell us orally, we may require that you send us your complaint or question in writing within 10 Business Days. We will determine whether an error occurred within 10 Business Days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your PayPal account within 10 Business Days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation.

If we ask you to put your complaint or question in writing and we do not receive it within 10 Business Days , we may not credit your PayPal account. For errors involving new PayPal accounts, point-of-sale transactions, or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. For new PayPal accounts, we may take up to 20 Business Days to credit your PayPal account for the amount you think is in error.

We will tell you the results within 3 Business Days after completing our investigation. If we decide that there was no error, we will send you a written explanation.

You may ask for copies of the documents that we used in our investigation. The reason for the agreement state change. SDK samples: Node Python.

Sample Response No Content. The ID of the agreement to reactivate. The ID of the agreement for which to set a balance. Minimum length: 3. Maximum length: 3. The start date of the range of transactions to list. The end date of the range of transactions to list. The ID of the agreement for which to list transactions. The first line of the address. For example, number or street. The second line of the address.

For example, suite or apartment number. Use the C2 country code for China worldwide for comparable uncontrolled price CUP method, bank card, and cross-border transactions. Minimum length: 2. Maximum length: 2. The currency and amount of the outstanding balance for this agreement. The number of payment cycles remaining for this agreement.

The number of payment cycles completed for this agreement. The currency and amount of the last payment amount for this agreement.

The total number of failed payments for this agreement. The current status of the transaction. Value is: Completed. The transaction is complete and the money has been transferred to the payee.

A part of the transaction amount has been refunded to the payer. The transaction is pending settlement. The transaction amount has been refunded to the payer. The transaction has been denied.

The type of transaction. Typically, Recurring Payment. The currency and amount of the transaction. The currency and amount of the transaction fee. The currency and amount of the transaction net amount. The check type when the information was obtained from the facilitator or merchant.

The two-letter country code of the bank. The confirmation status of a bank account. The currency and amount for this charge model. The card type. For example, Visa, MasterCard, and so on. The four-digit card expiry year, in YYYY format. The billing address associated with this card.

Possible values: expired , ok. The human-readable, unique name of the error. The PayPal internal ID. Used for correlation purposes.

The URI to detailed information related to this error for the developer. An array of additional details for the error.

The name of the field that caused the error. A credit card that can be used to fund a payment. The HTTP method required to make the related call. The currency and amount of the fee to set up the agreement. Default is 0. The URL to which the customer is redirected if they cancel the agreement. The URL to which the customer is redirected if they accept the agreement. Value is: NO. PayPal does not automatically bill the customer the outstanding balance.

Default is NO. PayPal automatically bills the customer the outstanding balance. The action if the customer's initial payment fails. The agreement remains active and the failed payment amount is added to the outstanding balance. If auto-billing is enabled, PayPal automatically bills the outstanding balance in the next billing cycle. PayPal creates the agreement but sets its state to pending until the initial payment clears.

When the initial payment clears, the pending agreement becomes active. If the initial payment fails, the pending agreement is cancelled. The payment types that are accepted for this agreement. Read-only and reserved for future use. The character set for this agreement. The updated amount and currency for this charge model.

The operation. The possible values are: add. Depending on the target location reference, completes one of these functions: The target location is an array index. Inserts a new value into the array at the specified index. The target location is an object parameter that does not already exist.